If you are an unemployed homeowner facing foreclosure, today might be good news for you. President Obama is once again trying to bail you out by sending 3 billion dollars to those in the weakest job markets.
$2 billion of that money will be sent to the 17 states with the highest unemployment and the money is supposed to go to different programs for aiding unemployed homeowners. The other $1 billion dollars is to start another new program run by HUD that will give some needy homeowners loans up to $50,000 interest free for two years.
Haven't we seen all this before? What about Obama's Making Home Affordable program? What about all the Obama stimulus grants? Where has all this money gone and why do we need to give more tax dollars away?
I don't know the answer to this but if you need more Obama money because you are out of work and facing foreclosure, you might contact your state offices to see how you can get some of this new $3 Billion dollars that Obama is giving away.
Showing posts with label Obama grant money. Show all posts
Showing posts with label Obama grant money. Show all posts
I'm Skeptical Of Obama's Race To The Top Program
First of all let me say that I don't trust much of anything the government does. After all, look at where we are as a nation with the economy in ruins, unemployment still around 10%, and more debt everywhere than ever before in our history.
So, it should come as no surprise that I have lots of doubts about President Obama and his Race To The Top program for schools. It seems every president has his pet school program. For Bush it was No Child Left Behind and look where that got us: nowhere.
Now we have Obama pledging to give around 4 billion of our tax dollars to states that jump through some hoops and make the right changes as judged by the President and his people. Texas, not wanting anything to do with the Federal government, never even was in the running for these so called Obama school grants. There were only 36 initial applicants so that means that a lot of other states never bothered either.
Right now, as of 7/27/2010 there are 18 finalists and you can read about the whole process here at the government education website. It seems the states can win money at each phase of the process and Tennessee and Delaware have already won money in phase 1. The ed.gov website itself calls it winning grants and that seems like the wrong choice of words to me. Is that what our public education system is depending on: the need to "win" money and grants to survive?
How many times have we talked about better teacher accountability and all the other things that go along with making our schools better? This has been going on for 30 years now where we have been aware that schooling in other countries is superior to ours. And here we are, still throwing money at it hoping it will get better.
Every president has got to seem concerned about our public school system: it is part of the job requirement. But every president has failed and I don't think Obama will be any different. All he knows how to do is to spend money anyway and that is not making things better as we are all seeing first hand.
So, it should come as no surprise that I have lots of doubts about President Obama and his Race To The Top program for schools. It seems every president has his pet school program. For Bush it was No Child Left Behind and look where that got us: nowhere.
Now we have Obama pledging to give around 4 billion of our tax dollars to states that jump through some hoops and make the right changes as judged by the President and his people. Texas, not wanting anything to do with the Federal government, never even was in the running for these so called Obama school grants. There were only 36 initial applicants so that means that a lot of other states never bothered either.
Right now, as of 7/27/2010 there are 18 finalists and you can read about the whole process here at the government education website. It seems the states can win money at each phase of the process and Tennessee and Delaware have already won money in phase 1. The ed.gov website itself calls it winning grants and that seems like the wrong choice of words to me. Is that what our public education system is depending on: the need to "win" money and grants to survive?
How many times have we talked about better teacher accountability and all the other things that go along with making our schools better? This has been going on for 30 years now where we have been aware that schooling in other countries is superior to ours. And here we are, still throwing money at it hoping it will get better.
Every president has got to seem concerned about our public school system: it is part of the job requirement. But every president has failed and I don't think Obama will be any different. All he knows how to do is to spend money anyway and that is not making things better as we are all seeing first hand.
OBAMA PELL GRANTS FOR MOMS
Whenever he talks about education or student loans, the new president talks about his Obama Pell grants. You then see lots of ads for them and ads from different colleges trying to get your interest. But where do you really find out about Pell grants.
You can go to the government web site ED.gov to find out more about the Pell grant program and you can also go here as well. You can see the information below from the last site:
It seems that Obama's Pell grants aren't much of an improvement over what was already available. Every President seems to talk big about education and then nothing really gets done. Our school system continues to deteriorate and costs keep going up. An extra $200 isn't worth even bothering to talk about but he sure makes it sound like he is really getting things done. Just a big ole pep talk full of empty promises if you ask me. Obama stimulus grants continue to bail out the big corporations but there is nothing for us little guys.
You can go to the government web site ED.gov to find out more about the Pell grant program and you can also go here as well. You can see the information below from the last site:
It seems that Obama's Pell grants aren't much of an improvement over what was already available. Every President seems to talk big about education and then nothing really gets done. Our school system continues to deteriorate and costs keep going up. An extra $200 isn't worth even bothering to talk about but he sure makes it sound like he is really getting things done. Just a big ole pep talk full of empty promises if you ask me. Obama stimulus grants continue to bail out the big corporations but there is nothing for us little guys.
THE NEW OBAMA FORCLOSURE PLAN
Obama has come out with his new foreclosure plan today and you can read more about it here. It seems that whatever he does doesn't work and there is no reason to believe this will be any different.
Until the economy is turned around (and he certainly is not doing it), how is this problem really going to be solved? No amount of government help is going to dig these people out of the housing nightmare they find themselves in.
Many of these more than 15 million homeowners that can't afford their mortgages don't have jobs or have no way to continue to pay their monthly minimum. The price of their homes has plummeted and now they owe more on their homes than they are worth.
We need jobs (and lots of them) and to get the economy going again so that people are willing to start spending. Until home prices start to go up and people start to get good jobs again, no Obama forclosure plan or Obama stimulus grants are going to do the trick. These things that Obama proposes are only temporary band aids and they don't solve the problem.
We have seen and it looks like we will continue to see Obama throw more and more money at every problem he faces. How long can this continue to go on? Until we are all bankrupt and China or Japan owns every industry in our country?
The new Obama home forclosure plan is more of the same old stuff that never addresses the real problem. Just like their new health care plan that doesn't address anything that really needs fixing like tort reform to prevent doctors from always getting sued.
Until the economy is turned around (and he certainly is not doing it), how is this problem really going to be solved? No amount of government help is going to dig these people out of the housing nightmare they find themselves in.
Many of these more than 15 million homeowners that can't afford their mortgages don't have jobs or have no way to continue to pay their monthly minimum. The price of their homes has plummeted and now they owe more on their homes than they are worth.
We need jobs (and lots of them) and to get the economy going again so that people are willing to start spending. Until home prices start to go up and people start to get good jobs again, no Obama forclosure plan or Obama stimulus grants are going to do the trick. These things that Obama proposes are only temporary band aids and they don't solve the problem.
We have seen and it looks like we will continue to see Obama throw more and more money at every problem he faces. How long can this continue to go on? Until we are all bankrupt and China or Japan owns every industry in our country?
The new Obama home forclosure plan is more of the same old stuff that never addresses the real problem. Just like their new health care plan that doesn't address anything that really needs fixing like tort reform to prevent doctors from always getting sued.
2010 OBAMA SPENDING BUDGET AND GOVERNMENT GRANTS
The 3.83 TRILLION dollar budget proposed by President Obama has a lot of things in it that are supposed to help the economy. You can read about it here: Obama budget.
The question is whether the budget really helps everyday people and whether it creates jobs as it is supposed to. Most people right now are amazed at how much money is being spent by the government and how little benefit they are getting. With unemployment remaining around 10% and people everywhere out of work, where is all the government money really going?
$3.83 trillion is more money than ever before in the history of the United States. Is any of it going to the little people to help them get by. Are there any new Obama stimulus grants to help individuals in trouble instead of the big companies?
Right now, the Obama administration is throwing money around everywhere and just hoping it somehow helps. Little people who are in debt are getting no help and they are looking for government grants or some kind of debt relief help that will make it easier for them to get through this crises. Meanwhile President Obama seems to be oblivious to the plight of the normal person and just concerned about his government and big corporations.
After proposing the biggest budget in our history, will anything really change for us other than our country going more in debt? Where is this money really going and who is really profiting? I for one, would love to know because I don't see any of this money going to help anyone I know.
EMAIL SCAMS FOR OBAMA GOVERNMENT GRANTS
This is a problem that is not as prevalent as it was 6 months ago but it is still around. The Obama government grants scammers had to be addressed by the FTC and they forbid the use of the Presidents picture or likeness in association with any federal grants advertisements.
Most of these ads have been removed but there are still grant companies that are trying to fool people and they can be doing it through email. I have gotten several of these stimulus grants emails trying to convince me that grant money was waiting for me and all I had to do was click through and sign up.
As previously mentioned, government grants are free and you shouldn't have pay money to apply for them. However, since grants are confusing and the application process can be tedious, many companies are there to "help" you get your grant. You are usually prompted to sign up for a "free" grant kit that costs $1.95 for shipping or some other small amount that seems reasonable. Sometimes there may not be a kit involved and you have to pay a small fee to get into the membership site to look around.
The scam or dishonesty comes in because after you give your credit card, you will be charged additional fees of $49.95, $79.95 or higher after the short 3 day or 7 day trial period is over. This information can never be found in a visible place but is only found after clicking a very small "terms & conditions" link which takes you to another page with a lot of legal mumbo jumbo.
Most people never click the terms and conditions link and have no idea that they are giving their credit card which can be charged a much higher amount several days later. This is exactly what the grant companies are counting on: that 9 out of 10 people will forget to cancel and then they can charge them the bigger charges.
Is this technically a scam? Because the information is there, these goverment grant advertisements are probably legal but they are very shady for sure. You can now find these ads in emails that are regularly sent to millions of people. Out of those millions, you know that hundreds of financially desperate people are being fooled into signing up. So, beware what you click on in your email and be careful when you give your credit card information out. Even though you think you are signing up for just a $1.95 shipping charge, the fine print may tell you that you are authorizing much bigger charges down the line!
Most of these ads have been removed but there are still grant companies that are trying to fool people and they can be doing it through email. I have gotten several of these stimulus grants emails trying to convince me that grant money was waiting for me and all I had to do was click through and sign up.
As previously mentioned, government grants are free and you shouldn't have pay money to apply for them. However, since grants are confusing and the application process can be tedious, many companies are there to "help" you get your grant. You are usually prompted to sign up for a "free" grant kit that costs $1.95 for shipping or some other small amount that seems reasonable. Sometimes there may not be a kit involved and you have to pay a small fee to get into the membership site to look around.
The scam or dishonesty comes in because after you give your credit card, you will be charged additional fees of $49.95, $79.95 or higher after the short 3 day or 7 day trial period is over. This information can never be found in a visible place but is only found after clicking a very small "terms & conditions" link which takes you to another page with a lot of legal mumbo jumbo.
Most people never click the terms and conditions link and have no idea that they are giving their credit card which can be charged a much higher amount several days later. This is exactly what the grant companies are counting on: that 9 out of 10 people will forget to cancel and then they can charge them the bigger charges.
Is this technically a scam? Because the information is there, these goverment grant advertisements are probably legal but they are very shady for sure. You can now find these ads in emails that are regularly sent to millions of people. Out of those millions, you know that hundreds of financially desperate people are being fooled into signing up. So, beware what you click on in your email and be careful when you give your credit card information out. Even though you think you are signing up for just a $1.95 shipping charge, the fine print may tell you that you are authorizing much bigger charges down the line!
WILL THERE BE A 2010 STIMULUS REBATE FROM OBAMA?
If you are looking to get a 2010 stimulus rebate or check from President Obama and the government, you should know that it is unlikely that you will get one. Everyone still remembers the stimulus check they got from Bush and wonders why they aren't getting one from Obama.
The Obama stimulus act was huge (787 billion dollars) but none of that was put aside for checks to be sent to people. Bush sent out checks to get people to spend money and get the economy going. He could do that because unemployment was still reasonably low, especially compared with today.
In 2010, there will still be 10% unemployment and companies are not hiring. There is a job crisis in this country and Obama is sending all the stimulus rebate grants and money to businesses, state governments, and local governments.
There will be no checks going out in the mail to people and instead there will be some tax credits they can take advantage of. These tax credits are not much consolation though to people who need money and need it now. If you are one of those saying "I need a job now" or "I need money now", the tax breaks aren't going to help you put food on the table.
2010 stimulus rebate checks may not be in the mail next year so it is time to buckle your belt and stretch the dollars you do have. Get out and keep looking for a job if you don't have one because Obama and his administration have their own problems they are trying to figure out how to solve.
The Obama stimulus act was huge (787 billion dollars) but none of that was put aside for checks to be sent to people. Bush sent out checks to get people to spend money and get the economy going. He could do that because unemployment was still reasonably low, especially compared with today.
In 2010, there will still be 10% unemployment and companies are not hiring. There is a job crisis in this country and Obama is sending all the stimulus rebate grants and money to businesses, state governments, and local governments.
There will be no checks going out in the mail to people and instead there will be some tax credits they can take advantage of. These tax credits are not much consolation though to people who need money and need it now. If you are one of those saying "I need a job now" or "I need money now", the tax breaks aren't going to help you put food on the table.
2010 stimulus rebate checks may not be in the mail next year so it is time to buckle your belt and stretch the dollars you do have. Get out and keep looking for a job if you don't have one because Obama and his administration have their own problems they are trying to figure out how to solve.
THE OBAMA STIMULUS ACT - WHAT A MESS!
It seems the 787 billion Obama stimulus act is causing all sorts of problems, many of which were never anticipated. This article from MSNBC discusses how many state and local governments have turned down (or tried to turn down) their share of the Recovery Act funds.
You see not everyone thinks the stimulus bill and all the money handed out is a good thing. Some are rejecting it based on principle while others are rejecting it based on other reasons. Political views have caused some politicians to reject the funds and others just don't want to have anything to do with all the strings attached to getting the money.
When funds are rejected, this means that jobs are lost that might have been saved had the stimulus funds been accepted. Those who have lost jobs are now suing their state and local governments and it is all one huge mess. People who would have benefited from the funds are now very angry at their local leaders who have rejected the stimulus.
Anytime an amount as large as 787 billion is involved, you have to know that some nightmare scenarios are going to develop. The stimulus money Obama being handing out is causing all sorts of chaos, deception, fraud, and hard feelings all over the country.
If you are looking for ways to profit from Obama stimulus grants or this stimulus bill, you are probably astounded to hear that some are turning it down. So many people are in need and yet there is all sorts of behind the scene shenanigans going on that is starting to make this Recovery Act look like a joke.
You see not everyone thinks the stimulus bill and all the money handed out is a good thing. Some are rejecting it based on principle while others are rejecting it based on other reasons. Political views have caused some politicians to reject the funds and others just don't want to have anything to do with all the strings attached to getting the money.
When funds are rejected, this means that jobs are lost that might have been saved had the stimulus funds been accepted. Those who have lost jobs are now suing their state and local governments and it is all one huge mess. People who would have benefited from the funds are now very angry at their local leaders who have rejected the stimulus.
Anytime an amount as large as 787 billion is involved, you have to know that some nightmare scenarios are going to develop. The stimulus money Obama being handing out is causing all sorts of chaos, deception, fraud, and hard feelings all over the country.
If you are looking for ways to profit from Obama stimulus grants or this stimulus bill, you are probably astounded to hear that some are turning it down. So many people are in need and yet there is all sorts of behind the scene shenanigans going on that is starting to make this Recovery Act look like a joke.
FREE OBAMA DOLLARS - HAVE YOU GOTTEN YOURS?
Why do so many people think there are free Obama dollars being given away? Where does this all come from? Take a look at the video below which is of a mad scramble in Detroit of folks thinking they are in line for free Obama money.
It is amazing that this many people can still be under the impression that there is free money to be given away. It is clear that many of those waiting more than 8 hours had no clue what was really going on and just showed up to get some free money.
There are no Obama stimulus grants for individual people and President Obama is NOT giving away free money. If people tell you that you are entitled to some Obama dollars just because you voted for him, because you are black, because you are poor, or any other reason, it does not mean that you will be getting money.
It is amazing that this many people can still be under the impression that there is free money to be given away. It is clear that many of those waiting more than 8 hours had no clue what was really going on and just showed up to get some free money.
There are no Obama stimulus grants for individual people and President Obama is NOT giving away free money. If people tell you that you are entitled to some Obama dollars just because you voted for him, because you are black, because you are poor, or any other reason, it does not mean that you will be getting money.
DON'T GET FOOLED BY THE OBAMA GRANTS EMAIL SCAMS
There are a new rash of emails going around that lead you to one of the usual Obama government grants scams. These email all say something like this one that I got this morning:
** Urgent! Your Action Is Needed! ** Millions of dollars in federal & private grants may soon go unrewarded! The Government is now Mailing Checks! You must act now if you want to apply for this money: >> CLICK HERE
1) See which grants you are eligible for!
2) Learn how to apply in seconds!
3) You could get a check in the mail! You DON'T have to pay this grant money back!
They then have an ad that might be this one or any one of a number of other ads:
These grant ads take you to a sales page that has all the usual verbage about the government is now mailing out lots of checks and it is easy to get one. In addition they show the logo of MSN, CNN, FOX, CBS, ABC, and NBC as though these news outlets have all talked about and endorsed their grants program.
The scam is that in the fine print they say that if you don't cancel your "free trial" after 3 days or 7 days or one week, your credit card will be charged some big amount like $85.95 or $89.95, or $49.99 or some other substantial amount.
They make it sound like a free trial with just a small handling fee but they will make it near impossible for you to cancel. These "hidden" charges in the fine print are only seen by people who know enough to always read the terms and conditions. They are really trying to trick you into some government grants program that will give you no different information than you can get for free.
The important thing is that there are no special Obama stimulus grants and this is not some special time where you can get money from the government like these emails want you to believe. The government is NOT mailing out grant checks just because Obama is in office and you shouldn't be fooled by these emails.
** Urgent! Your Action Is Needed! ** Millions of dollars in federal & private grants may soon go unrewarded! The Government is now Mailing Checks! You must act now if you want to apply for this money: >> CLICK HERE
1) See which grants you are eligible for!
2) Learn how to apply in seconds!
3) You could get a check in the mail! You DON'T have to pay this grant money back!
They then have an ad that might be this one or any one of a number of other ads:
These grant ads take you to a sales page that has all the usual verbage about the government is now mailing out lots of checks and it is easy to get one. In addition they show the logo of MSN, CNN, FOX, CBS, ABC, and NBC as though these news outlets have all talked about and endorsed their grants program.
The scam is that in the fine print they say that if you don't cancel your "free trial" after 3 days or 7 days or one week, your credit card will be charged some big amount like $85.95 or $89.95, or $49.99 or some other substantial amount.
They make it sound like a free trial with just a small handling fee but they will make it near impossible for you to cancel. These "hidden" charges in the fine print are only seen by people who know enough to always read the terms and conditions. They are really trying to trick you into some government grants program that will give you no different information than you can get for free.
The important thing is that there are no special Obama stimulus grants and this is not some special time where you can get money from the government like these emails want you to believe. The government is NOT mailing out grant checks just because Obama is in office and you shouldn't be fooled by these emails.
OBAMA JOBS SUMMIT - HE JUST DOESN'T GET IT
Today President Obama is having a White House jobs summit where he is inviting leaders from companies of all sizes. They are supposedly getting together to toss around ideas on how to spur the economy and create jobs.
First of all, I thought the Obama stimulus grants were supposed to create jobs! Instead, the US continues to have higher and higher unemployment and it is getting hard to believe anything that comes out of Washington. Is there anybody who really thinks Obama knows how to create jobs?
Obama and the socialist Democrats just don't understand that to create jobs, they need to get out of the way. THE GOVERNMENT CANNOT CREATE REAL JOBS! They never have and they never will. There is no such thing as Obama jobs and he will never do anything but increase inflation and lose jobs by the tactics he is using now.
This Obama jobs summit is nothing more than another one of his photo ops designed to make it look like he is doing something and knows what he is doing. How many more months and years will it take for people to realize that the Obama administration is hurting this country badly.
First of all, I thought the Obama stimulus grants were supposed to create jobs! Instead, the US continues to have higher and higher unemployment and it is getting hard to believe anything that comes out of Washington. Is there anybody who really thinks Obama knows how to create jobs?
Obama and the socialist Democrats just don't understand that to create jobs, they need to get out of the way. THE GOVERNMENT CANNOT CREATE REAL JOBS! They never have and they never will. There is no such thing as Obama jobs and he will never do anything but increase inflation and lose jobs by the tactics he is using now.
This Obama jobs summit is nothing more than another one of his photo ops designed to make it look like he is doing something and knows what he is doing. How many more months and years will it take for people to realize that the Obama administration is hurting this country badly.
WE NEED OBAMA STIMULUS GRANTS TO PAY FOR RECOVERY.ORG
The Obama stimulus bill and its humongous size of 787 billion has been debated for the better part of a year now. What hasn't been discussed much, is the outrageous cost of the government's Recovery.org website that is supposed to chronicle the spending and give legitimacy to the stimulus process. Do you know how much one web site is costing us taxpayers?
You can view the GSA contract to see that 18 million of our taxpayer dollars are being spent on this website which has had numerous allegations that the information on it isn't even accurate. It looks to me like we need special Obama stimulus grants just for the building of this website alone!
The stimulus grants and loans that are being given out across the country are going to come out of our tax for generations to come. To now see that one website costs 18 million dollars when the government pays for it just shows how incompetent our representatives in Washington are. There is no way in hell that Recovery.org, no matter how complicated a website it is, can legitimately cost eighteen million dollars. Am I wrong?
You can view the GSA contract to see that 18 million of our taxpayer dollars are being spent on this website which has had numerous allegations that the information on it isn't even accurate. It looks to me like we need special Obama stimulus grants just for the building of this website alone!
The stimulus grants and loans that are being given out across the country are going to come out of our tax for generations to come. To now see that one website costs 18 million dollars when the government pays for it just shows how incompetent our representatives in Washington are. There is no way in hell that Recovery.org, no matter how complicated a website it is, can legitimately cost eighteen million dollars. Am I wrong?
HOW CAN I GET SOME OF THAT STIMULUS MONEY?
Everyone has heard about the stimulus bill and knows there is a lot of money being given away by our government. I think the number is about 787 BILLION dollars that this administration is handing out to anyone who is smart enough to get it.
That is the problem: you have to be smart enough to understand what is being given away or in a position to receive it. If you want to see the government's website on how the money is being distributed you can go to Recovery.gov. There is no doubt that it is a slick website but it is totally overwhelming to the average Joe. There is no way that a simple person like you or me will be able to gain any useful knowledge from that website.
If you want to get some of the Obama stimulus money in the form of a grant, the site directs you to the Grants.gov. There again, if you do a keyword search for what you need a grant for, you will be totally confused with all the differnt grants and information that comes up. Most people want to keep things simple and they need college grants, business grants, back to school grants, medical grants, or they just need money. I think if you go to the site you will find that nothing is as easy or as clear as that.
There are so many Obama grant scams because of this very fact: the govenment grant process is totally confusing and you almost need to be a lawyer to figure it out. Many times, poor people or people who are down on their luck are the ones searching for grants. These are the very people that will find it the hardest to understand grants and how to apply for them. This is why the grant scammers can make money because they have easy targets in these people who need help.
It is quite clear that average people are not going to profit much from this stimulus bill. The ones who are making money are big companies and other entities that are in a position to get grants and loans and know how to apply. For you and me though, getting Obama stimulus grants is just a fantasy.
That is the problem: you have to be smart enough to understand what is being given away or in a position to receive it. If you want to see the government's website on how the money is being distributed you can go to Recovery.gov. There is no doubt that it is a slick website but it is totally overwhelming to the average Joe. There is no way that a simple person like you or me will be able to gain any useful knowledge from that website.
If you want to get some of the Obama stimulus money in the form of a grant, the site directs you to the Grants.gov. There again, if you do a keyword search for what you need a grant for, you will be totally confused with all the differnt grants and information that comes up. Most people want to keep things simple and they need college grants, business grants, back to school grants, medical grants, or they just need money. I think if you go to the site you will find that nothing is as easy or as clear as that.
There are so many Obama grant scams because of this very fact: the govenment grant process is totally confusing and you almost need to be a lawyer to figure it out. Many times, poor people or people who are down on their luck are the ones searching for grants. These are the very people that will find it the hardest to understand grants and how to apply for them. This is why the grant scammers can make money because they have easy targets in these people who need help.
It is quite clear that average people are not going to profit much from this stimulus bill. The ones who are making money are big companies and other entities that are in a position to get grants and loans and know how to apply. For you and me though, getting Obama stimulus grants is just a fantasy.
OBAMA MOMS BACK TO SCHOOL
I wrote a post here about the Obama back to school grants for moms that so many people are looking for. My conclusion was that there is nothing new that is specially set aside for school grants from this new President.
He has raised the Pell grants cover by about a $1000 and there are some tax benefits too that you can get for part of the tuition cost. Other than that, there is nothing really specific or new from Obama regarding new grants or new loans.
If you are looking for some Obama moms back to school grants, there is a free drawing every month for a $10,000 scholarship. It is totally free to enter and all you have to do is sign up for it. They have additional drawings every month and actually you don't have to be a mom to win. All you have to be is 18 or older and it is 100% free to sign up - Scholarships 4 Moms.
Any moms return to school program sounds great but my research shows there isn't any such specific program. (if I am wrong please leave a comment and let me know) Getting a job right now is hard so it is a good time to return to college (if you can afford it) and finish your degree. If you are able to do that, by the time the economy picks up, you will be better equipped to get a job with your completed education. You might be able to use an Obama grant or loan to go back to school but it seems there are no such things, at least at the present time.
He has raised the Pell grants cover by about a $1000 and there are some tax benefits too that you can get for part of the tuition cost. Other than that, there is nothing really specific or new from Obama regarding new grants or new loans.
If you are looking for some Obama moms back to school grants, there is a free drawing every month for a $10,000 scholarship. It is totally free to enter and all you have to do is sign up for it. They have additional drawings every month and actually you don't have to be a mom to win. All you have to be is 18 or older and it is 100% free to sign up - Scholarships 4 Moms.
Any moms return to school program sounds great but my research shows there isn't any such specific program. (if I am wrong please leave a comment and let me know) Getting a job right now is hard so it is a good time to return to college (if you can afford it) and finish your degree. If you are able to do that, by the time the economy picks up, you will be better equipped to get a job with your completed education. You might be able to use an Obama grant or loan to go back to school but it seems there are no such things, at least at the present time.
GOVERNMENT GRANTS ARE HARD TO UNDERSTAND
With the election of a new president this year, more people than ever are looking for Obama government stimulus grants. They hope that there is more grant money available for personal financial assistance and they want to know where to go to get it.
Just like almost everything the government is involved with, not only is there a lot of red tape you have to cut through but the whole grant process is very confusing to a normal person. The main government website is Grants.gov and if you go there and start poking around, your head may begin to spin.
On this page here about who is eligible for a grant, you find out that you must go to another website if you are seeking a personal grant or student loans. It seems the grants.gov site is just for businesses and state governments hoping to get grants and not for individual people. Who knew?
There are several other websites listed and lots of confusing things that lead you to one page after another. Any person on that website who is looking for a personal grant or Obama back to school grants for moms is likely going to leave without any clue of what they need to do. You see, in order to understand that website and the whole grant process, you almost have to be a lawyer or someone who is highly educated. The government never makes things easy and understanding grants, who they are available for, and how to apply for them is something that is not clearly explained.
Government stimulus grants were not designed as personal grants for everyday people and there is little stimulus money that is allocated for that purpose. If you do want a grant for your business, your home, your education or any other personal reason, it is going to be very difficult for you to understand exactly what is available and where to go to try and get it. This is just another typical government puzzle that we all have to muddle through to get on with our lives and try to make it better.
Just like almost everything the government is involved with, not only is there a lot of red tape you have to cut through but the whole grant process is very confusing to a normal person. The main government website is Grants.gov and if you go there and start poking around, your head may begin to spin.
On this page here about who is eligible for a grant, you find out that you must go to another website if you are seeking a personal grant or student loans. It seems the grants.gov site is just for businesses and state governments hoping to get grants and not for individual people. Who knew?
There are several other websites listed and lots of confusing things that lead you to one page after another. Any person on that website who is looking for a personal grant or Obama back to school grants for moms is likely going to leave without any clue of what they need to do. You see, in order to understand that website and the whole grant process, you almost have to be a lawyer or someone who is highly educated. The government never makes things easy and understanding grants, who they are available for, and how to apply for them is something that is not clearly explained.
Government stimulus grants were not designed as personal grants for everyday people and there is little stimulus money that is allocated for that purpose. If you do want a grant for your business, your home, your education or any other personal reason, it is going to be very difficult for you to understand exactly what is available and where to go to try and get it. This is just another typical government puzzle that we all have to muddle through to get on with our lives and try to make it better.
OBAMA BACK TO SCHOOL GRANTS FOR MOMS
The Obama back to school program and the Obama moms return to school program and grants: there is a lot of talk about them but I don't believe either of them exist. People all over the country are looking for school loans and school grants and people search the Internet for Obama grants everyday. But do they really exist?
First of all, right from the start, if they do exist please leave a comment and let me know where to go to read more about them. All I have been able to find in all my searches is this Obama speech labeled the Back to School Event. In it he encourages young people to study hard and work hard in school so that they can learn and do their best in life. Nothing in it at all about Obama stimulus grants or back to school grants.
Why then is there this rumor that there are these new stimulus grants just for moms who want to return to school. Why do people keep thinking that President Obama has set up special grants just for the purpose of getting people back to school. All he did was make one speech encouraging the youth of our country to do their best.
School loans are needed by so many people now because the price of schooling is outrageous. Even in grades 1 through 12, many parents feel they need to send their children to private school just because the public school system is so bad. This creates a need for school loans and people needing to borrow money just to get their children through high school in some cases.
Then when college time comes around, the tuition skyrockets to incredible highs for some of the colleges around the country. Any student wanting to go to a private big name college might have to pay more than $100,000 in some cases just for a 4 year degree. How can any degree be worth that much? This means people will continue to look for back to school grants for moms in hopes that there is indeed something out there for them. I could be wrong and if I am please let me know but I don't think there is any special Obama moms back to school grants.
First of all, right from the start, if they do exist please leave a comment and let me know where to go to read more about them. All I have been able to find in all my searches is this Obama speech labeled the Back to School Event. In it he encourages young people to study hard and work hard in school so that they can learn and do their best in life. Nothing in it at all about Obama stimulus grants or back to school grants.
Why then is there this rumor that there are these new stimulus grants just for moms who want to return to school. Why do people keep thinking that President Obama has set up special grants just for the purpose of getting people back to school. All he did was make one speech encouraging the youth of our country to do their best.
School loans are needed by so many people now because the price of schooling is outrageous. Even in grades 1 through 12, many parents feel they need to send their children to private school just because the public school system is so bad. This creates a need for school loans and people needing to borrow money just to get their children through high school in some cases.
Then when college time comes around, the tuition skyrockets to incredible highs for some of the colleges around the country. Any student wanting to go to a private big name college might have to pay more than $100,000 in some cases just for a 4 year degree. How can any degree be worth that much? This means people will continue to look for back to school grants for moms in hopes that there is indeed something out there for them. I could be wrong and if I am please let me know but I don't think there is any special Obama moms back to school grants.
OBAMA GRANTS: BEWARE OF THE SCAMS
A good lesson in life is to always read the fine print. Before you ever sign up for anything or give your credit card out, be sure to search for the 'terms and conditions" and read them. This has never been more clear than the situation with Obama government grants this year.
The FTC decided to come in and stop some of the online ads and companies that were pitching "Obama Grants". You can read about the story here at the FTC website. There were many grant companies that were using a picture of President Obama to lure you into thinking there were tons of grants just for you because he was elected. Where they went really wrong is in what they were claiming and what they put in the fine print.
These grant specialists claimed that there were large amounts of dollars available to you and they would (not could) help you get some of them. All you had to do was give them your credit card to pay for the small shipping fee and they would send you a CD which would explain everything. What a good deal right? Only $1.97 or some other small amount and you could learn how to get a grant from Obama and the government that would never have to be repaid.
The fine print that you had to click through to see was intimidatingly long just like any fine print it seems now days. The tricky part outlined that they would give you a varying degree of a free trial (anywhere from 3 to 7 days) and if you didn't cancel by then you would be charged a monthly fee of $49.95 or $79.95 or some other hefty amount.
People looking for these Obama grants were doing so because they needed money. Much to their surprise and shock, soon after they ordered these seemingly harmless kits their credit cards were being charged the bigger charges and they had to scramble to get the kit cancelled. Additionally, many people had an extremely difficult time cancelling the kit and many had to have their credit cards cancelled to stop the monthly charges.
Should the FTC have jumped in or is it people's responsibility to read the fine print? This is a question that is up for debate as this is a free country and people should be responsible for their actions and if they never read the fine print, then perhaps they have to take some of the blame. However, there is no judgement being made here in this post other than to say that you need to be careful when you give your credit card out.
Obama grants scams are still going on but there are fewer of them out there. It seems the grant process is a confusing one that many people feel they need help with. Even though the federal grant application process is free, some companies can make money by guiding you through the process and helping you apply. You have to remember that no company can guarantee you will get a grant and you have to read all the fine print to make sure you understand what you are signing up for. Obama grants scams are still alive and well and you need to be on your guard so you are not fooled by one of them.
The FTC decided to come in and stop some of the online ads and companies that were pitching "Obama Grants". You can read about the story here at the FTC website. There were many grant companies that were using a picture of President Obama to lure you into thinking there were tons of grants just for you because he was elected. Where they went really wrong is in what they were claiming and what they put in the fine print.
These grant specialists claimed that there were large amounts of dollars available to you and they would (not could) help you get some of them. All you had to do was give them your credit card to pay for the small shipping fee and they would send you a CD which would explain everything. What a good deal right? Only $1.97 or some other small amount and you could learn how to get a grant from Obama and the government that would never have to be repaid.
The fine print that you had to click through to see was intimidatingly long just like any fine print it seems now days. The tricky part outlined that they would give you a varying degree of a free trial (anywhere from 3 to 7 days) and if you didn't cancel by then you would be charged a monthly fee of $49.95 or $79.95 or some other hefty amount.
People looking for these Obama grants were doing so because they needed money. Much to their surprise and shock, soon after they ordered these seemingly harmless kits their credit cards were being charged the bigger charges and they had to scramble to get the kit cancelled. Additionally, many people had an extremely difficult time cancelling the kit and many had to have their credit cards cancelled to stop the monthly charges.
Should the FTC have jumped in or is it people's responsibility to read the fine print? This is a question that is up for debate as this is a free country and people should be responsible for their actions and if they never read the fine print, then perhaps they have to take some of the blame. However, there is no judgement being made here in this post other than to say that you need to be careful when you give your credit card out.
Obama grants scams are still going on but there are fewer of them out there. It seems the grant process is a confusing one that many people feel they need help with. Even though the federal grant application process is free, some companies can make money by guiding you through the process and helping you apply. You have to remember that no company can guarantee you will get a grant and you have to read all the fine print to make sure you understand what you are signing up for. Obama grants scams are still alive and well and you need to be on your guard so you are not fooled by one of them.
OBAMA GOVERNMENT GRANTS: DO YOU HAVE TO PAY FOR THEM?
First of all, if you are looking for grants specifically set aside for people like yourself that came about just because of President Obama, you need to know that they are not out there. There are no Obama government grants for you and I specifically created by the stimulus bill.
If you would like to see where the stimulus bill money is going, please take a look at the official website for keeping track of that here at recovery.gov. Spending any time on that site will show you that there are no grants going out to regular people and all the money is going to businesses as well as state and local governments.
That doesn't mean for sure that you haven't profited from the stimulus bill in some way. You might still have a job because of that bill or you might have gotten hired for a job that came about because of that bill. Money is being spread about everywhere and you might very well have indirectly benefited from some of the stimulus money and not even know it.
However, indirectly benefiting is not what people want as there is great need in this country. People are still losing their jobs and their homes and they need all the financial aid they can get. In times of need, grants come to mind for many people as they might have seen ads for them somewhere or heard about them through a friend.
This need for government grants from Obama has led to many shady ads on the Internet. Some companies will tell you that they can help get you a grant and all you have to do is sign up for a "free" CD and pay just $1.97 shipping. What you might not read in the fine print though are the details that say they will charge your credit card a monthly fee of $49.99 or $79.98 thereafter.
These suspect companies make it sound like they can guarantee you will get a grant and they cannot do that as no grant is a guarantee. Some of them also used pictures of Obama to sell their free grant assistance which was never free. The FTC got involved with that and has put a stop to some of these ads but there are still ones out there that are less than honest.
The truth is that the grant process is free. Unfortunately though, like anything the government gets involved with, it is confusing and difficult to figure out how to apply for them and this is where those Obama grants ads come in. They make it sound like they will do the work for you for free when in fact they will be charging you.
If you would like to see where the stimulus bill money is going, please take a look at the official website for keeping track of that here at recovery.gov. Spending any time on that site will show you that there are no grants going out to regular people and all the money is going to businesses as well as state and local governments.
That doesn't mean for sure that you haven't profited from the stimulus bill in some way. You might still have a job because of that bill or you might have gotten hired for a job that came about because of that bill. Money is being spread about everywhere and you might very well have indirectly benefited from some of the stimulus money and not even know it.
However, indirectly benefiting is not what people want as there is great need in this country. People are still losing their jobs and their homes and they need all the financial aid they can get. In times of need, grants come to mind for many people as they might have seen ads for them somewhere or heard about them through a friend.
This need for government grants from Obama has led to many shady ads on the Internet. Some companies will tell you that they can help get you a grant and all you have to do is sign up for a "free" CD and pay just $1.97 shipping. What you might not read in the fine print though are the details that say they will charge your credit card a monthly fee of $49.99 or $79.98 thereafter.
These suspect companies make it sound like they can guarantee you will get a grant and they cannot do that as no grant is a guarantee. Some of them also used pictures of Obama to sell their free grant assistance which was never free. The FTC got involved with that and has put a stop to some of these ads but there are still ones out there that are less than honest.
The truth is that the grant process is free. Unfortunately though, like anything the government gets involved with, it is confusing and difficult to figure out how to apply for them and this is where those Obama grants ads come in. They make it sound like they will do the work for you for free when in fact they will be charging you.
Did People Vote For The President Just To Get Money?
Times are tough, there is no denying that. However, were people desperate enough to vote for Obama over McCain just because they thought he would give them free money? I know, I know...Obama stood for change and hope and all sorts of other stuff that young people love the sound of. But based on what has gone on since his election, is it possible that a lot of people voted for Obama mainly for the handouts?
Obama government grants are something many people thought they were going to get. They had hoped for school grants, grants for Moms, home repair grants, debt relief grants, grants for medical expenses, and just generally a lot of free Obama money coming their way.
President Obama did pass the stimulus bill and it is the biggest handout of our taxpayers money ever but it seems, most of it is going to big companies and state governments. That money is indirectly helping people by saving their jobs and creating a few new ones but it is not the direct handout of cash that so many people thought they were going to get.
We see evidence of the desire for free money and free stuff in the news every night. The Obama health care bill is the big thing right now that is getting all the coverage. Why do you think so many people want universal health care? Is it really because they are concerned for their fellow citizens or is it because they think they might be able to get something for free.
In 2009, 47% of the households in America won't owe federal income taxes and you can read about that here on the Clinton News Network. Yet these are the same people that are screaming that they have no money and want free health care. This society has become a society of leeches and everyone seems to think they deserve free things. They think that just being born gives them the right to all the things that past generations had to work for.
The Obama free grants culture is a dangerous one and it is something that has to be reversed if this country is going to survive. There is no free lunch and that is a saying that more Americans should familiarize themselves with.
Obama government grants are something many people thought they were going to get. They had hoped for school grants, grants for Moms, home repair grants, debt relief grants, grants for medical expenses, and just generally a lot of free Obama money coming their way.
President Obama did pass the stimulus bill and it is the biggest handout of our taxpayers money ever but it seems, most of it is going to big companies and state governments. That money is indirectly helping people by saving their jobs and creating a few new ones but it is not the direct handout of cash that so many people thought they were going to get.
We see evidence of the desire for free money and free stuff in the news every night. The Obama health care bill is the big thing right now that is getting all the coverage. Why do you think so many people want universal health care? Is it really because they are concerned for their fellow citizens or is it because they think they might be able to get something for free.
In 2009, 47% of the households in America won't owe federal income taxes and you can read about that here on the Clinton News Network. Yet these are the same people that are screaming that they have no money and want free health care. This society has become a society of leeches and everyone seems to think they deserve free things. They think that just being born gives them the right to all the things that past generations had to work for.
The Obama free grants culture is a dangerous one and it is something that has to be reversed if this country is going to survive. There is no free lunch and that is a saying that more Americans should familiarize themselves with.
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